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<h1 id="DocTitle">Annual Report and Accounts 2005</h1>
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<option value="1">Annual Report and Accounts 2005</option>
<option value="2">Financial Highlights</option>
<option value="2">Contents</option>
<option value="11">Business review</option>
<option value="11">Chairman’s Statement</option>
<option value="14">Group Chief Executive's review</option>
<option value="17">Operating Review</option>
<option value="17">Operating and Financial Review</option>
<option value="28">Finance Director's review</option>
<option value="32">Corporate Social Responsibility</option>
<option value="36">Board of Directors</option>
<option value="38" selected>Contents - Governance information and Financial statements</option>
<option value="39">Corporate Governance</option>
<option value="44">Directors’ Report on Remuneration</option>
<option value="53">Report of the Audit Committee</option>
<option value="55">Report of the Nominations Committee</option>
<option value="56">Directors’ Report</option>
<option value="58">Financial statements</option>
<option value="58">Statement of Directors' Responsibilities</option>
<option value="58">Independent Auditors’ Report</option>
<option value="59">Consolidated Income Statement</option>
<option value="60">Consolidated Balance Sheet</option>
<option value="61">Consolidated Statement Of Recognised Income And Expense</option>
<option value="62">Consolidated Cash Flow Statement</option>
<option value="63">Notes to Financial Statements</option>
<option value="129">Supplementary Financial Statements </option>
<option value="129">Consolidated Income Statement - European Embedded Value Basis</option>
<option value="130">Consolidated Balance Sheet – European Embedded Value Basis</option>
<option value="130">Consolidated Statement Of Recognised Income And Expense – European Embedded Value Basis</option>
<option value="131">Notes To The Supplementary Financial Statements</option>
<option value="142">Independent Auditors' Report - Supplementary Financial Statements</option>
<option value="143">Independent Auditors' Report - Company Financial Statements</option>
<option value="144">Company Balance Sheet</option>
<option value="145">Company Statement Of Total Recognised Gains And Losses</option>
<option value="145">Company Reconciliation Of Movements In Total Equity</option>
<option value="146">Notes To The Company Financial Statements</option>
<option value="153">Shareholder Information</option>
<option value="154">Financial Calendar</option>
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