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<h1 id="DocTitle">Annual Report and Accounts 2004</h1>
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<option value="1">Annual Report and Accounts 2004</option>
<option value="2">Financial Highlights</option>
<option value="3">Contents</option>
<option value="4">Chairman’s Statement</option>
<option value="6">Operating and Financial Review</option>
<option value="6">Group Chief Executive’s Review</option>
<option value="12">Operating Review</option>
<option value="19">Finance Director’s Review</option>
<option value="30">Corporate Social Responsibility</option>
<option value="32">Board of Directors</option>
<option value="35" selected>Corporate Governance</option>
<option value="39">Directors’ Report on Remuneration</option>
<option value="45">Report of the Audit Committee</option>
<option value="47">Report of the Nominations Committee</option>
<option value="48">Directors’ Report</option>
<option value="50">Statement of Directors’ Responsibilities</option>
<option value="50">Independent Auditors’ Report</option>
<option value="51">Consolidated Profit and Loss Account</option>
<option value="54">Consolidated Balance Sheet</option>
<option value="55">Reconciliation of Movements in Shareholders’ Funds</option>
<option value="56">Company Balance Sheet</option>
<option value="57">Consolidated Statement of Total Recognised Gains and Losses</option>
<option value="57">Consolidated Cash Flow Statement</option>
<option value="58">Notes to Financial Statements</option>
<option value="85">Supplementary Financial Statements – Achieved Profits Basis</option>
<option value="91">Independent Auditors’ Report</option>
<option value="91">Financial Calendar</option>
<option value="92">Five Year Financial Review</option>
<option value="94">Shareholder Information IBC Awards</option>
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