2006 Annual Report

	2006 Annual Report				Page

	ITEM 1. Business ITEM 1A. Risk Factors ITEM 1B. Unresolved Staff Comments ITEM 2. Properties ITEM 3. Legal Proceedings ITEM 4. Submission of Matters to a Vote of Se... ITEM 5. Market for the Registrant�s Common Eq... ITEM 6. Selected Financial Data ITEM 7. Management�s Discussion and Analysis ... ITEM 7A. Quantitative and Qualitative Disclos... ITEM 8. Consolidated Financial Statements and... ITEM 9. Changes in and Disagreements with Acc... ITEM 9A. Controls and Procedures ITEM 10. Directors, Executive Officers, and C... ITEM 11. Executive Compensation ITEM 12. Security Ownership of Certain Benefi... ITEM 13. Certain Relationships and Related Tr... ITEM 14. Principal Accountant Fees and Servic... ITEM 15. Exhibits and Financial Statement Sch... SIGNATURES Index to Conosolidated Financial Statements Report of Management Report of Independent Registered Public Accou... Consolidated Balance Sheets as of December 31... Consolidated Statements of Income for the yea... Consolidated Statement of Changes in Stockhol... Consolidated Statements of Cash Flows for the... Notes to Consolidated Financial Statements Inside Back Cover Back Cover