NJ Resources 2008 Annual Report
Page
Cover
AR Table of Contents
Financial Highlights
Letter to Shareholders
Feature Section
Corporate Profile
Directors and Officers
Presenting Our 2008 Form 10-K
Form 10-K
Table of Contents
Information Concerning Forward-Looking Statements
Item 1: Business
Item 1A: Risk Factors
Item 1B: Unresolved Staff Comments
Item 2: Properties
Item 3: Legal Proceedings
Item 4: Submission of Matters to a Vote of Security Holders
Item 4A: Executive Officers
Item 5: Market for Registrant's Common Equity, and Related Stockholder Matters
Item 6: Selected Financial Data
Item 7: Management's Discussion and Analysis of Financial Condition and Results of Operations
Item 7A: Quantitative and Qualitative Disclosures About Market Risk
Item 8: Financial Statements and Supplementary Data
Item 9: Changes in and Disagreements With Accountants on Accounting and Financial Disclosure
Item 9A: Controls and Procedures
Item 9B: Other Information
Item 10: Directors, Executive Officers, and Corporate Governanace
Item 11: Executive Compensation
Item 12: Security Ownership of Certain Beneficial Owners and Management Related Stockholder Matters
Item 13: Certain Relationships and Related Transactions, and Director Independence
Item 14: Principal Accounting Fees and Services
Item 15: Exhibits and Financial Statement Schedule
Index to Financial Statement Schedules
Signatures
Exhibit Index
Shareholder Information
Back Cover
